Atmos Rewards Business Card Update

An editorial look at the Atmos Rewards Business Card and its large welcome bonus plus ongoing travel perks.

Atmos Rewards Business Card Brings Big Bonus and Low Fee

The Atmos Rewards Visa Signature Business Card, issued by Bank of America, is the business face of the Atmos Rewards program tied to Alaska Airlines and Hawaiian Airlines. It carries a $70 annual fee for the business and $25 per additional card. A two part welcome offer is available for a limited time: 80,000 Atmos Rewards bonus points after spending $5,000 in 90 days, plus a $99 companion fare (plus taxes and fees from $23) for North American flights on Alaska or Hawaiian.

The card is positioned as a practical choice for small business spend tied to travel. It does not affect personal credit reports and applying for the card does not count toward the 5/24 rule in most cases, which some buyers may find appealing. The program allows earning 3x miles on Alaska and Hawaiian purchases, 20% back on inflight purchases, and a potential annual companion fare when eligible through the cardholder’s anniversary spending. It also offers a free first checked bag for Alaska and Hawaiian flights for up to six travelers on the same reservation, plus preferred boarding and a way to earn Atmos Rewards status points.

The value hinges on how often you fly Alaska or Hawaiian and whether the companion fare and status earnings align with your travel habits. For some, the Atmos ecosystem is simple and rewarding; for others, the limited airline partners and the fixed value of the points require careful budgeting to realize tangible savings.

The Atmos Rewards Business Card is part of a trend where loyalty programs fuse with business cards to lock in spend and drive airline loyalty. Its big welcome bonus and annual companion fare are strong incentives, but the real test is whether the program’s mileage value and benefits match a business’s flight patterns and budget. The card plays to travelers who routinely loop through Alaska and Hawaiian routes, but it may be less compelling for small businesses with diverse vendor spend away from these carriers. The lack of broad transfer partners and the reliance on a single airline ecosystem can limit upside if travel needs shift.

Highlights

Choose this card only if your travel pattern justifies the fixed costs and limited airline ecosystem.