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Britons lose millions to online pet scams

UK residents have lost 7.2m to pet fraud since 2019 as scammers use fake sites and AI to fool buyers.

August 16, 2025 at 11:53 AM
blur ‘I paid £500 after finding my dream dog for sale online. There was one problem - it didn’t exist’

New data shows Britons have lost 7.2 million pounds to pet fraud since 2019, highlighting rising online deception.

Britons Lose Millions to Online Pet Scams

When Kate Margolis searched for a golden retriever online, she found a convincing site and a breeder who asked for a £500 deposit to secure a puppy. Days before collection, she was told the dog had died after eating plastic. The seller vanished, the site went offline, and her £500 disappeared. Action Fraud data confirms the scale of the risk: Brits have lost about £7.2 million to pet scams since 2019, with more than 14,000 reports in that period. Fraud bosses say criminals now use social media to lure buyers with polished websites and convincing calls.

Margolis later launched Petproov, a UK startup that offers risk verification using government-grade ID checks. She notes scammers now deploy AI generated photos and videos and even rent fake properties to look legitimate. Buyers are urged to verify breeders in person or via video call before paying deposits, and to avoid bank transfers to hold a pet. The case underlines a broader trend: a gap in verification that online marketplaces have yet to seal, even as technology raises the bar for deception.

Key Takeaways

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Online pet scams target emotions and wallets alike
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Deposits and waiting periods are common scam tactics
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Fake websites and disappearing sellers are a frequent red flag
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AI driven deception is making scams harder to spot
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Verification services can reduce risk but are not a complete shield
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Viewing the animal in person or via video call is strongly recommended
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Buyers should avoid bank transfers for deposits and protect online accounts

"Action Fraud warns buyers not to pay deposits without verification"

Official guidance cited in the report

"AI has allowed scammers to be so much cleaner"

Kate Margolis describing new tools used by fraudsters

"Trust your gut and verify every step before paying"

Advice from the victim on how to avoid scams

"Criminals prey on people looking to buy online"

Statement from Action Fraud leadership

The incident reveals a gap between consumer desire and consumer protection online. Online pet markets move fast, and a convincing story can overwhelm due diligence. Startups like Petproov show how tech can tilt the balance back toward verification, but trust remains a personal judgment call. Platforms, regulators, and buyers must share responsibility: platforms should flag high risk listings, buyers should demand live viewing or video verification, and regulators may need clearer guidelines for pet sales online. The story also raises questions about how much risk should be shouldered by individuals versus platforms and law enforcement.

Highlights

  • Scammers hide behind cute pictures and warm promises
  • Trust your gut but verify every step
  • AI made the scam feel real and easy to trust
  • A website that disappears should trigger a red flag

Financial risk and public reaction potential

The rise in pet scams shows real financial losses for households and growing public concern. It also suggests stronger platform responsibility and consumer protections are needed to prevent future scams.

The lesson is simple: patience and verification beat impulse in today’s online marketplaces.

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